SCS provides independent insurance and risk management consulting services for insurance agents, brokers, companies and insurance buyers. This broad spectrum of clientele allows us to have current knowledge about the insurance marketplace, coverages and operations within the insurance profession.
Many insurance professionals need technical expertise for specific situations or objectives. Outsourcing this to a competent and experienced professional makes economic sense. Some of the projects that clients have asked us to perform:
- Coverage analysis for current client
- Analyze exposures and current coverages for prospective new account
- Audit book of business to determine coverage integrity or deficiencies
- Provide specific training for professional development
- Assist in new product or coverage line development
Companies purchasing an insurance portfolio need experience and expertise to act only on their behalf and only when they need that assistance. Our clients rely upon us for practical solutions to their risk management and insurance concerns. Much of our time is spent addressing questions and providing answers quickly and effectively. These needs range from providing an insurance analysis on their current program to a year round relationship that allows us to act as the client’s insurance program manager. Some of the issues that we address for our clients:
- Analyze current insurance program
- Develop coverage specifications
- Review business contracts, such as a lease or construction contract.
- Review and analyze claims and coverages prior to submission and manage during the adjusting process
- Review of new acquisitions, product lines and sales territory
- Manage changes to the insurance portfolio and work with the insurance broker to effect these modifications